Your Flex Card Benefit
As a member of VNSNY CHOICE Total, you get a Flex debit card—a pre-loaded MasterCard—that gives you up to $750 a year ($187.50 every three months), to help you pay for certain items above the maximum amount covered under your health plan.
Some examples of what you can use your Flex Card for:
Dental: If you have used your full dental benefit ($1,500) for the year and you need another procedure or item, like a cap or crown.
Vision: If you need contacts, lenses or frames that cost more than the $300 annual limit.
Hearing: If you need to replace a hearing aid after you’ve reached the limit of $700 per ear every three years.
Fitness: If you want to take a fitness class in your neighborhood not offered by SilverSneakers® or the plan.
Your Flex Card gives you flexibility to use it for items and services for any of these kinds of health care needs. Be aware that it can’t be used for other kinds of items or services. Call us if you have questions about whether an item or service will be covered.
Here are answers to other questions you might have about your Flex Card.
Frequently Asked Questions
$187.50 (up to $750 for the year) will be loaded on the first day of each of these months: January, April, July, and October.
The card balance rolls over after each quarter but must be used by the end of the calendar year (December 31). You need to be a current member of the plan to use the Flex Card.
If you’re saving your balance up for a large ticket item or service—a dental procedure or a replacement hearing aid, for example—be sure to use your card by December 31.
Please note: Your Flex Card is not a credit card. You cannot convert the card to cash or loan it to other people.